Get Educated about Preferred Lenders

Why You Should Question Preferred Lender Loans

Going with your builder's or realtor’s preferred lender might seem like the easy choice, but it might not be the right one. And it could end up costing you thousands of dollars.

How (Not-So-Good) Preferred Lenders Cost You:

• Higher Interest - Preferred lenders often offer higher interest rates because they know most borrowers won't shop around for other loan offers.
• Builder Incentives - Builders sometimes offer "free" upgrades if you go with their preferred lender. It sounds great, but because they expect you to use their lender, they add the cost of these incentives into the home's base price.

You end up losing out in both situations.

How to Make the Right Choice

Luckily there is a solution! Don't just blindly trust a preferred lender.

Instead, get loan offers from multiple lenders. Comparing the actual terms of the loans will help you make the best choice for your mortgage.

And don't just take our word for it. The Consumer Financial Protection Bureau (CFPB) has published a report on how few home buyers choose to shop and how much it may be costing them.

Get $250 If We Don't Provide Better Loan Terms

We're willing to put our money where our mouth is when it comes to preferred lenders.

In fact, we're so convinced we can provide better loan terms that we'll give you $250 if we don't.

Simply get a loan offer from us and compare it to the offer from your builder or realtor’s preferred lender. If their terms are better, we'll give you $250. You come out ahead no matter what: you'll be able to choose the better loan, and you might even get some extra cash, too.

Your choice is clear. Fill out our form to get started on a free, no-obligation quote.